Stop paying for your health and dental expenses out of your pocket!

A Health Spending Account allows you to use your company's money to pay for personal medical expenses. This is a 100% tax free benefit for you and your employees and 100% tax deductible for your company.

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Canadian Small Businesses trust us with their health & dental coverage.

How Much You Could Be Saving on Health & Dental Expenses?

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Is Your Business a Fit?

  • Do you operate a limited or incorporated business inside Canada (outside the province of Quebec)?
  • Do you want to have complete control over your costs?
  • Do you want to offer flexibility while empowering your employees to spend their healthcare dollars on what matters most to them and their families?

If you said yes to the questions above,
this plan is a great fit for your business.

How We Help Thousands of Entrepreneurs

The KISS Method

We've all heard the saying "keep it simple," and we believe your health benefits plan should be the same.

  • No health qualifications and waiting periods
  • Robust Admin portal for easy benefits administration
  • Make claims within seconds using our easy to use online tools

Dollars and Sense

You want the best coverage you can get within a budget you can afford.

  • Our Health Spending Account has no monthly premiums
  • You only pay for what is used
  • 100% tax deductible for your company.

Give Your Employees What They Want

According to a recent survey by Glassdoor, employees said health insurance is, by far, the most important benefit they receive from their employer. With our plan, your employees:

  • Decide how to spend their healthcare dollars
  • Get the broadest coverage available
  • Will see a 2-3 business day turn around on claims
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How does it work?

You're ready to start saving

Simply click the "Buy Now" button in the top right corner of this page or reach out to one of our friendly benefit specialists at:

Once your create your online claims account, you can set-up benefits limits and enroll employees...

Quick and easy!

Submit Claims Electronically Within Seconds and We Handle the Rest

Use our online claims app on your smartphone/tablet or submit claims online at

We do 100% of the adjudication of all claims and your employees are reimbursed within 2-3 business days. This is a tax free benefit :)

We Debit your Claims Account For Expenses + 10% Admin Fee and Taxes

We know - fees, but we need to keep the lights on!

Claims are paid with before tax dollars and become a company tax deduction for your business!

What does it cost?

At CustomCare, we believe in transparency when it comes to the fees and costs associated with your plan.

There is a one-time set up fee of $295 plus tax per company. Because we are a pay per use plan, there are no monthly premiums for your Health Spending only pay a 10% admin fee and applicable taxes per claim. If you or your employees don't make claims, your company pays nothing.

Are You Ready to Start Saving?

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We've got a place for everyone, contact us.

Our Story

We are not your Grandparents' insurance company.

CustomCare was founded in 1998 with the mission of revolutionizing the small business health insurance space.

When we started, health and dental insurance was out of the question for many Canadian small businesses.

Since our inception, 8,560+ small business owners across Canada have chosen CustomCare. We believe all small businesses deserve to have affordable health care benefits designed specifically to fit each business and individual’s needs.

Health and dental insurance doesn't have to be complicated... There is another way.


With our online setup, you can set benefit limits and enroll your employees easily. With our app, claims can be submitted within seconds.


You have complete control over your costs. You can set your Health Spending Account limit and choose the additional coverage that works best for your business.


Empowers your employees to spend their healthcare dollars on what is most important to them and their families.

What does it take for you to be at your best?

We believe that when it comes to health, there’s no such thing as a “one-size fits all approach.” Everyone requires a unique combination of benefits to be at their best. Here are just a few of the 100’s of benefits you can write off using CustomCare:


  • Prescription Drugs
  • Dental
  • Vision
  • Massage Therapy
  • Physio Therapy
  • Chiropractic
  • Nautropathic Visit
  • Diabetic Supplies
  • Fertility Treatments
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Hear it from our customers

Are you ready to stop paying for your health expenses out of your pocket?

Join a community of over 8,560+ Canadians who enjoy writing off 100% of their health and dental expenses.

Buy Now
Absolutely! If you have an Apple device you can download it on the App Store and if you have an Android device, you can download it on the Play Store.
If your business is incorporated inside of Canada (outside of the province of Quebec) and you are actively engaged in the daily operation of your company, you’re in luck!
We love this question! One of the best parts about an Health Spending Account (aka HSA) is that you have the flexibility to choose. However, if you’re looking for a breakdown, you can access it here. If you still have a question or two or three, feel free to call us at 1-866-820-2188. We don’t bite.
All treatments must be performed by a licensed practitioner. In addition, nothing over the counter, such as vitamins, supplements or cosmetics would be included in your coverage.
All you have to do is click "Buy Now" or give us a call at 1-866-820-2188 and one of our benefit specialists will get you started in minutes!
We charge a one-time setup fee of $295 to get your company started with an HSA. For every claim that we process for you, we charge a 10% admin fee. Unlike other HSA providers, we do not charge a yearly fee or ask you to pay a “systems fee” for each additional employee added to an account. We like to keep it simple. :)